Advantages, disadvantages and who should create an account

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*Personal Finance Insider normally includes an investment platform’s Better Business Bureau rating in this row, but Titan does not have a BBB profile at this time.

Is Titan for you?

Titan is an investment company offering active portfolio management to individuals in the United States. Built from a team of experienced Wall Street professionals, the firm offers active portfolio management and hedge fund-style investing to all investors – something that has traditionally been reserved for ultra-high net worth individuals.

Titan also supplements its investment offerings (which include cryptocurrencies) with helpful resources such as jargon-free market research and educational articles/guides.

The firm’s mobile application is available on iOS and android devices.

Not sure if Titan is for you? Keep reading to see how it stacks up against similar investment platforms.

How does Titan compare?

If you’re looking for professional portfolio management, Titan, Wealthfront, and Betterment are all great options. Each platform also offers a range of portfolio options, but their minimum requirements, fees, and investment options vary.

Wealthfront and Betterment are two household names in the robo-advisor space, but Betterment is a stronger choice for those looking for human advisor advice. Wealthfront could be ideal for passive investors who want exposure to both ETFs and alternative investments such as crypto-trusts.

Titan, on the other hand, is a great option for hedge fund-focused investors who have access to top-performing domestic and international stocks, cryptocurrencies, and other assets.

Ways to invest with Titan

Managed portfolios

Titan is best for those who want to sit back and let the professionals handle their investments. You can start with as little as $100, and you’ll have the choice of an individual account or an IRA. Titan has two separate advisory fees: (1) a $5/month fee for balances less than or equal to $10,000 and (2) a 1% annual fee if you have more than $10,000 in net deposits on your account.

Although the annual fee of 1% is higher than the fees of most investment platforms that offer portfolio management, it is still around half of the typical hedge fund advisory fee (2%/year), according to Titan. When it comes to its investment portfolios and strategies, Titan invests your money in a mix of four:

  • Flagship: Titan says this strategy focuses on finding high-quality US companies that can outperform the S&P 500 Index. The large-cap strategy contains 15-25 stocks and has an annualized rate of return of 18.8%.
  • Opportunities: This portfolio also has about 15-25 stocks, but instead focuses on identifying smaller US companies that have the potential to generate meaningful returns. Its annualized rate of return is 40.6%.
  • Offshore: As the name suggests, Titan indicates that this strategy focuses on companies in emerging/developed markets from other countries. Its current annualized rate of return is -22.6%.
  • Crypto: The crypto strategy holds around 5-10 coins and currently has an annualized rate of return of 120.7%.

You should note, however, that the Titan Opportunities and Titan Offshore strategies have a minimum requirement of $10,000. You will only be able to use Titan Flagship and Titan Crypto if you have less than $10,000 in net deposits.

If you’re new to the market, you might also find Titan’s market commentary and investor updates particularly useful. The company regularly publishes short, digestible guides to keep you up to date with all things investing. Plus, it offers several educational articles on all things investing.

Is Titan Trustworthy?

Personal Finance Insider rates reliability by reviewing each investment platform’s Better Business Bureau profile. The BBB bases its ratings (which range from A+ to F) on how well it believes each company interacts with its customers.

Although Titan does not currently have a BBB profile, it is still important to do your due diligence before making a final decision. And as for its track record, Titan’s slate is free of any major scandals or lawsuits.

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